Health benefits for Delaware (DE), New Jersey (NJ), New York (NY), Penn National (PEN), and Presque Isle (PID) jockey groups are under the California Jockeys’ Welfare Corp.
All benefits are provided through Aetna for all of the jockey groups, with the exception of dental, vision and life for Delaware. There are a total of four health plans, with Plan 4 a HMO plan for California jockeys only.
Each jockey group decides which plan(s) they offer according to their needs and funding.
Aetna Plan 1 Design & Benefits (Zero Deductible) (CA, DE, NJ, NY, PEN, PID)
Aetna Plan 2 Design & Benefits ($2000 deductible) (CA, DE, NJ, NY, PEN, PID)
Aetna Plan 3 Design & Benefits HSA ($1500 deductible) (CA, DE, NJ, NY, PEN, PID)
Aetna Plan 4 Design & Benefits (HMO) (CA only)
Guardian Plan Benefits for ACTIVE Members
Short & Long-term Disability included (Class 0001)
Guardian Plan Benefits for RETIRED Members
No Short or Long-term Disability (Class 0002)