Welcome to Delaware Park!


Welcome to Delaware Park, the race track with one of the best Health & Welfare programs for jockeys in America. If you are a new jockey to Delaware Park or have ridden here before, please take time to thoroughly read this website in order to maximize the benefits available to you and your dependents. There are several programs available to you, including the following:

On-Track Medical & Disability Program

Delaware Park provides the highest non-workmen’s comp on-track medical and disability coverage for jockeys in the United States. The coverage levels are at least double of all other race tracks in the United States, with the exception of the four states requiring workmen’s compensation (CA, MD, NJ, & NY). Temporary disability income provides 75% of current jockey racing income up to a maximum of $500 per week. On-track medical benefits are $2 million, with the benefit period increased from 36 months to 60 months. Accidental death and dismemberment coverage is $200,000.

This program provides coverage for you any time you are exercising horses or riding races on the premises of Delaware Park.

The cost of this program is paid for by Delaware Park, the Delaware Jockeys’ Health & Welfare Fund, and jockeys. There is a mandatory $4 fee deducted from every jock mount.

‘Off-Track’ Health & Welfare Benefits Program

We offer a full range of affordable subsidized health and welfare benefits for the Active Delaware licensed jockeys who ride the qualifying number of races (currently 100), Retired Delaware jockeys who meet the retirement eligibility requirements, and their dependents. The benefits offered include health, dental, vision, life insurance, prescription plan, non-occupational short-term and long-term disability, as well as accidental death & dismemberment.

Free Counseling Service

Counseling services are provided free of charge for all Delaware licensed jockeys and their dependents. If you or a dependent need assistance with anger management, depression, mental health issues, stress or anxiety issues, gambling addiction, substance or alcohol addiction, or track licensing issues, help is just a phone call away. All counseling services are strictly confidential.

Outstanding Service

If you have any questions or need any help with benefit explanation, enrollment forms, medical claims, or finding a medical provider, please contact us. The Pedro Lizarzaburu is your local contact, and IOA Insurance Services is your national contact. Both have decades of experience in the horse racing industry and both thoroughly understand your occupation and benefits. We are here to assist you with all aspects of your health and welfare benefits and to provide fast and effective service permitting you more time to focus on doing what you do best, ride horses.

Pete Lizarzaburu (habla español)
(302) 943-7676
Plan Administrator

Sara Przemielewski
Account Executive
IOA (Insurance Office of America)
(925) 660-3531
Fax: (925) 416-7869